The Market Outfit

Emerald Green Arborvitae are easy to grow in Horsham Pa. This
article will help you understand this landscape plant.

Arborvitae have masses of small fiberous roots which allows them
to transplant at most times of the year. The Emerald Green has
the best year round color, but is narrow in form. In real dry
years this plant does not survive as well as the more open arbs
such as the American, Techny, Nigra, and Elegantissma. This
variety, because its foliage is more dense than other varieties,
is less tolerant than more open cultivars. In an urban area with
deer problems, this variety will be consumed before the next
season. We have in stock and ready to pickup these arbs from
seedlings (6-10″) to 6-8′ trees. Emerald Green arbs are easy to
plant but afew tips will help your success. When planting,
remember that the symptoms of overwatering are identical to
underwatering. More trees, shrubs, and houseplants are killed
from overwatering than all other problems combined. Water
thoroughly upon planting then water thereafter as needed
depending on soil and environmental conditions. At no time
should the planting zone be kept soggy. Feel the soil with your
finger to test it. It should be moist not spongy wet. The plant
should be dried to the point of dampness to the touch before a
complete re watering. This regime should be carried out at least
through the first few months. Soil moisture should be monitored
closely for the next two years with corrective action taken as
needed. Fertilizer spikes should never be used. You can tell
when the arbs are happy with their new location by looking at
the interface of the root ball and the new location. New
fiberous roots should appear within weeks of planting. You can
get more information on This and other plants at the following
web sites http://www.seedlingsrus.com http://www.zone5treees.com
and http://www.highlandhillfarm.com

Golf in Paphos

Cyprus is the new jewel in the crown for golfers seeking golfing
breaks in the warmth of the eastern Mediterranean. It offers
golfers challenging world-class championship courses, top
quality hotels, safety, warm hospitality and almost year round
sunshine. There are currently three golf courses within a short
drive of Paphos.

Aphrodite Hills

This spectacular Resort Course designed by Cabell Robinson
really puts Cyprus on the golfing map. It is located on two
stunning plateaus with views of the Med. Its fantastic condition
provides for a great golfing experience. Must play course when
in Cyprus - on a par with top resort courses in Europe. 20km
from Kato Paphos.

Par: 71 Yardage: 6815 Maximum handicap: 28 Fees: £47-51 Website:
www.aphroditehills.com/golf

Secret Valley

The course lies in a scenic valley with grand trees adding to
the courses maturity and the beautiful scalped natural rock
formations offer panoramic views to the golfer. It is believed
that the course lies by “Petra tou Romiou” the legendary
birthplace of Aphrodite, the Goddess of Love.

The front nine offers four holes for warming up, two birdie
opportunities and a dog leg. The back nine plays longer than the
first nine and the challenge starts immediately - no warm-up
holes on this side. 18km from Paphos.

Par: 72 Yardage: 6120 Maximum handicap: 28 Fees: £29-35 Website:
www.cyprusgolf.com

Tsada

Founded in 1994 on the hills of Tsada, the Tsada Golf Club is
set in the grounds of a 12th century monastery, in a gentle
valley. Situated on the outskirts of Paphos on an altitude of
550m above sea level, it ensures cool breezes during the summer
months. From the 7th tee a monk can often be seen in the garden
of the monastery. The course, designed by Donald Steel in two
loops of nine, reveals the subtle hand of a man who always
allows a course to blend into its natural surroundings. 10km
from Paphos.

Par: 72 Yardage: 6060 Maximum handicap: 28 Fees: £29-35 Website:
www.cyprusgolf.com

(ARA) - Soy foods have grown in popularity as consumers learn more about associated health benefits — soy food sales are expected to reach $4 billion for 2003. Several studies have shown that soy products help lower cholesterol and reduce the severity of menopausal symptoms, as well as reducing the risk of certain types of cancer, such as breast and prostate. Soy products are also a great way for consumers to get high quality protein in their diets with less fat and cholesterol than animal protein.

For consumers who want to add the benefits of soy to their diet, the good news is that the wide variety of soy products available today makes it easy. Crum Creek Mills, a Springfield, Penn.-based soy foods company, specializes in making everyday food items healthier with the addition of soy. No more trying to figure out how to make tofu palatable to your family — they’ll be eating foods they already like, made healthier with the addition of soy.

“We focus on products everyone knows and loves,” says Rich Rothman, general manager. For example, the company’s soy protein pancake mix or soy protein muffin mix would be a great addition to any brunch menu. Choose from buttermilk or blueberry pancake mix and from three muffin varieties: Bold Banana Walnut, Bountiful Blueberry and Brilliant Bran.

Another easy way to add the benefits of soy to your meals is to opt for soy protein pasta as a base for your favorite sauce. Fast, filling, nutritious and delicious, these pastas provide between 70 and 90 percent more protein and up to 20 percent fewer carbohydrates than regular pastas. Every 2-ounce serving packs 13 grams of protein and only 36 grams of carbohydrates. This better balance of protein to carbohydrates provides the body with consistent energy over time. Crum Creek has a pasta for every need — Passionate Penne, Savory Spaghetti, Fabulous Fettuccine, Heavenly Angel Hair and an all-time favorite made healthier, Marvelous Mac and Cheese.

If you or someone you know is looking for a fun way to sample a variety of soy foods, the Soy to the World gift pack is just the thing. It includes three boxes of soy protein pasta in assorted shapes; one box of soy protein macaroni & cheese (the kids will love it); two packs of Soy Bites Breadstick Snacks in assorted flavors; one bag of soy protein muffin mix; one bag of soy protein pancake mix; one bag of soy nuts; and one bag of soy nut mix. All this soy goodness comes attractively packed and can be shipped directly to friends, family, business associates, neighbors — anyone who enjoys good eating and good health.

For complete information on Crum Creek products as well as ordering and shipping information, visit www.crumcreek.com or call (888) 607-3500.

Courtesy of ARA Content

About the author:

Courtesy of ARA Content

IRVING, Texas–Emmitt Smith entered the NFL in 1990 labeled too
small and too slow to be a star. Today he owns the league record
for career rushing yards. With a fourth-quarter, 11-yard run
versus the Seattle Seahawks–during his 193rd regular-season
game–Smith passed Walter Payton’s total of 16,726 yards. And
with Payton’s mother and brother in a Texas Stadium luxury box,
Smith was sure to recognize what “Sweetness” meant to him and
the league during an emotional postgame ceremony. “Today is a
special day for me, my family and the Payton family,” he said.
“Because without Payton doing what he did in the National
Football League and representing all he represented, he wouldn’t
have given a young man like myself a dream, something to shoot
after and a person to look up to and try to emulate in every way
possible.”

Soon after establishing the record, Smith capped the Cowboys’
drive with a one-yard touchdown run tying the score 14-14. And
although Dallas would lose on a Seahawks field goal with 25
seconds to play, the score extended his NFL record for rushing
touchdowns to 150. The 33-year-old Smith also set season highs
with 24 carries and 109 yards rushing. During his speech, Smith
thanked the people who helped him along the way. He also shared
many of his favorite moments from his playing career as well as
talked about his belief in himself. “I was counted out many
times in my 13 years here, and I’m probably still counted out,”
said Smith, who welled up when a banner was dropped from the
rafters saluting him as the All Time Leading Rusher. “But I
believe truly in my own ability. I believe my talent stacks up
with the next man… I’m very confident I’m one of the best to
ever play the game, but once you talk about the greatest, how
can you define greatest?”

It’s a fact that employers look favourably on a resume that presents an independent, dynamic individual who has an open mind and has seen more of the world than their own back yard.

With this fact in mind a greater number of people are taking time away from their studies and careers nowadays and spending a period of time travelling or working overseas.

If you’re considering taking a similar path this article will help you get your head around managing your money when travelling, living or working abroad - once your finances are in order you can spend the whole of the rest of the time having fun, exploring the wider world and meeting many new faces!

Even if you’re planning a prolonged period of expatriation you should keep your local bank account open. You can then manage money and expenses back home more easily if needs be, and maybe even send some of your overseas income back home to pay off student loans or to save up for a house purchase one day in the future. Furthermore by keeping your account open you’re keeping your credit history alive which is important if you ever plan to re-settle in your home country and maybe one day apply for a mortgage or credit card.

Next up you might like to think about opening an offshore or international bank account. Possibly your bank offers such account services in which case everything just got even easier! HSBC for example offers domestic accounts all over the world and they also offer offshore accounts to expatriates and professionals living or working overseas for a period of time.

An offshore bank account will allow you to access your money wherever in the world you’re located, you can have access to money from ATMs around the world, you can have instant access to your account status online or over the phone and you can bank in multiple currencies. Furthermore you can easily transfer funds around the world and have one simple, central bank account structure that allows you to manage all of your financial needs from one centralised location.

To reduce ATM and credit card fees consider opening an account with one of the major financial institutions that have ATMs all over the world and who are recognised around the world. The benefits of going with one of the world’s leading financial institutions is that their credit cards are more universally accepted, they partner with many local banks around the world and customers enjoy lower or no charges at any of their ATMs which can be found all over the world. Always check out the charge structure on any account though just to ensure there are no hidden fees.

As an expatriate you’re entitled to take full advantage of the offshore world and save money offshore thus enjoying better interest rates, having access to more interesting financial products and benefiting from interest payable on savings and investments being made gross, i.e., before the deduction of tax. If you’re going to be earning more than you need to live on when working overseas you should consider taking full advantage of this fact and saving as much as you can while you can benefit from the offshore advantage. You will increase your savings power and give yourself a good financial start over and above your peers back home.

Please note that you may still be liable for taxation on income derived from and interest earned on any offshore savings and investments and international taxation advice should be sought from a financial adviser or an accountant.

Rhiannon Williamson is a freelance writer whose many articles about investing and finance have appeared in publications around the world. She is currently working in conjunction with deVere and Partners the world’s largest independent financial advisory firm.